This Privacy Policy describes how we handle information when you use our suite of financial tools, including the Mortgage/ARM Calculator, Compound Interest Calculator, Credit Card Payoff Calculator, ROI Calculator, and Tax/Salary Calculator (collectively, the “Services”).
1. Information We Collect
We believe in absolute privacy. Unlike many financial tools:
- No Personal Data Collection: We do not require you to create an account, provide an email address, or input identifiable personal information to use the calculators.
- Local Processing: All financial data you input (salaries, debt amounts, interest rates, etc.) is processed locally on your device. We do not transmit or store your financial inputs on our servers.
2. Usage Data
We may collect anonymized usage statistics to improve the performance and user experience of our Services. This may include:
- Device type and browser information.
- General geographic location (country/city level).
- Which specific calculators are accessed most frequently.
3. Cookies and Tracking
Our Services do not use tracking cookies to follow your activity across the web. We may use “session storage” to keep your calculation results active while you move between different tool pages on our site, but this data is cleared once your browser session ends.
4. Third-Party Services
Our tools may utilize third-party libraries (such as Tailwind CSS or Google Fonts) to provide a premium visual experience. These providers may receive standard web request information (like your IP address) necessary to deliver these assets. We do not share your financial inputs with these parties.
5. Security
The security of your data is ensured by our architecture: because your sensitive financial data never leaves your device, it is not subject to server-side breaches or data leaks.
6. Children’s Privacy
Our Services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children.
7. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date.
8. Contact Us
If you have any questions about this Privacy Policy, please contact us at contact@armcalculator.net.